Our GWI Ghostwriter Portfolio

Our ghostwriter portfolio 2020 and 2021 hosts: Bonnie, bestselling fiction and nonfiction writer. Crime, thrillers, science fiction and others. Sam, bestselling ghost of six-plus books. And author of copious more. Chris, top science fiction, fantasy author and bestselling ghostwriter. Kerry, NYT best selling ghost writer of memoirs. And nonfiction celebrity works. Jake, NYT bestselling rock music memoirs author. Carmen, NYT best seller women’s author. Featured on Oprah. Mike, bestseller graphic novel writer and artist. With his own Wikipedia listing. Pat, five Emmy nominations. And at least one win, for a well-produced TV script. NEW: Arianna, Brandon, Gibran, Karen, and Mic Savage have joined our team in the past few years. Mic knows the rap scene inside out, and has contacts. And we have 200-5,000 other ghosts, marketers and others.

Continuing our GWI ghostwriter portfolio:

In 2020 and 2021 – David, Los Angeles leading TV and film producer. Maya, award winning science fiction ghostwriter. Carol, best selling business book ghostwriter on Amazon. Al, award winning Middle East journalism Canadian business writer. Robb, retired lead editor of Stars and Stripes for our ghostwriting services. Kripalani, business copy editor textbook writer. Jonathan, content and developmental copy editor. Tony, print and ebook commercial publisher. Joe, fiction writer and commercial book publisher. Christopher, David, Art – award winning optioned and produced screenwriters. Linda, Vicky, Eric – film, video, media, documentary and TV producers . . .Wendy, award-winning academic writer, remunerative grants writer and able website developer. Anthony, bestselling self, indie or independent book publisher. And also featuring Gary, family man and gay ghostwriter in Canada.

To apply, if you’re experienced and/or best selling especially:

karen@rainbowriting.com

But remember, there’s only one “w” in rainbowriting!

Nowadays we’re looking for Seattle area, Western Washington and Eastern Washington ghostwriters of all kinds. PACIFIC NORTHWEST GHOSTWRITERS NEED APPLY. If you’re talented, experienced, best selling or just a student. Apply at Ghost Writer, Inc. Put your best ghostwriting services foot forward!

GWI GHOSTWRITING PORTFOLIO

Not a complete list. Just a few samples, many with the ghost’s name on the cover. Worked on by Ghost Writer, Inc.’s Writers, Editors, Artists, Marketers and Publishers. A sparkling mix of light, dark and genre fiction. Memoirs and nonfiction. Due to NDAs, many of these are by the ghosts themselves. AUTHOR CLIENTS, your work belongs here! If it’s okay, and we can state we were your editors, consultants, whatever you’d like.

Business books, self help literature. And stories of abuse, science fiction tales and series. Children’s, YA, chapter books and middle grade. Christian, Jewish, Muslim and other religions. New Age, philosophy, psychology. Every type of fantasy including urban. Gram-lit, cozies, crime, women and men’s fiction. In conclusion, the latest in supernatural, horror and mystery thrillers. Plenty of action adventure novels, serious family memoirs, all fiction and nonfiction formats.

You name it, we do it! Samples of books and movies:

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Screenplays

Scripts

Documentaries

GHOSTWRITER PORTFOLIO

Business Book Ghostwriting Services

THE GLAMOROUS LIFE OF AN AUTHOR

CHAPTER 70: Live Long and Prosper | With Apologies to Mr. Spock

By Al E.

Lines from popular entertainment fill up our minds. They’re the verbal signposts of popular conversations. And so well-known that no one asks, “What do you mean?” Who hasn’t heard someone do a Bogey imitation. Of “Here’s looking at you kid,” (after a few drinks). Who hasn’t jokingly cried out, “May the force be with you!” After a Star Wars premiere. Or at the end of a ribald and fun evening. As a group of close friends enjoys a splendid get-together. Especially when one of them is entering a tricky situation.

The present holds plenty of promise. But what can be done about the REAL financial future ahead?

And how often have we heard that Vulcan line, “Live long and prosper?”

In real life nowadays, living longer has become easier. Generally, most of us will outlive our forebears. Since we know about the dangers of smoking. Consuming too much alcohol, poor dietary habits and lack of exercise. We have benefited from improvements in medical knowledge. And science, as well as techniques in medical care. A recent BMO Wealth Management report says this. That the current life expectancy is 79 years for men. And 83 years for women. In addition, that we live about 15 years in retirement.

The same report states the following. In 2016, for the first time, we had more people aged 65 and over. Than under 15 years of age. That has implications for tax revenues and social expenditures. But that is another story for another time.

That’s the “Live long” part. My ghostwriter portfolio allows me to tango.

The “prosper” part involves longevity risk. A phrase we first heard about 10 years ago. For financial institutions, it refers to the increasing life expectancy of pension beneficiaries. It can result in higher and longer payouts by funds and insurance companies.

For individuals, it refers to the potential for living longer than expected. For the reasons above, and potential for depleting one’s savings. And in effect, outliving available resources. This can mean living in poverty. Depending on relatives, or becoming more dependent on government programs. And for exactly this reason, those programs are going to come under increasing pressure. This means in the years to come.

Depending on the individual’s situation, he or she can choose between several strategies:

1.   Postponing retirement

2.   Going into partial retirement and continuing to work part-time

3.   Stretching out the retirement glide path. That’s the period between deciding to retire and your actual retirement date. A glide path can be a year or even more. And it involves serious stock-taking of resources and opportunities

4.   Proceeding with retirement as scheduled. Consequently setting up a home business

5.   Continuing equity investments for as long as the individual can feel comfortable. This can mean holding equities in the investment portfolio well past 65 years of age. As a result even past the late 70s. That compares with accepted financial practice in the days of pre-longevity risk. When conventional financial wisdom meant a sharp reduction in equities. At around retirement age. A ghostwriter portfolio includes investments whenever possible.

6.   Cutting back on non-fixed expenses

7.   Paying close attention to conflicting needs. Concerning retirement saving and children’s education expenses

8.   Ensuring that insurance covers all reasonably foreseeable emergencies

9.   Calculating potential retirement income at least one year. And preferably more. Before the projected retirement date. This means adding up the following:

–        Projected payments from a company pension plan. When there is such a plan. And estimating the income tax liability on those payments

–        Preparing a conservative projection of how much can be withdrawn. Annually from registered and non-registered investments. Again allowing for the income tax liability. This calculation is more complicated than it sounds. Since it involves different tax calculations on different assets. And finally, on stock market assumptions

–        Understanding government benefit programs

All of this produces a complex two-way financial tug. First there’s understandable feelings of entitlement, and wanting to cut loose in retirement. On the one hand, and the need to stretch finite resources on the other.

Most of the above strategies are effectively carried out in consultation with a trusted financial advisor. Who’s totally aware of the client-investor’s needs and plans. As well as the related investment portfolios.

How to make sense of all this?

An approach that I strongly recommend is talking to the financial advisor. To calculate a “safe” retirement monthly figure. One withdrawn from investments held outside of the pension plan. This figure should take into account anticipated taxes, and conservative investment growth. Portfolio volatility and a lifespan of at least 10-15 years. Longer than typical in the client’s family.

To that figure, add company pension plan payments. Government benefits and other sources of income.

Then, reconcile that figure against the retirement budget. Including fixed expenses. Lifestyle plans such as travel, elder care and continuing education expenses for dependent children. My ghostwriter portfolio includes my expenses, against my income of course.

If the first figure is larger than the second, no adjustment is needed.

To “live long” in retirement is only partially within the individual’s control. And it involves at least some self-discipline. The “prosper” part requires work. Usually with an advisor. Get it under your control soon.

Al E. is an established financial journalist. Included in this ghostwriter portfolio for GWI. He’s published in a wide variety of countries. And the author and co-author of several financial books. He has a long track record writing about the Middle East. Additionally, he’s the author of the Emid Reports on the Middle East. And now he’s the producer of podcast Indepth Investing with Gavin Graham at www.indepthradio.com . You can hire Al through Ghost Writer, Inc. for business book ghostwriting services. At affordable rates that come solely through our agency.

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Ghostwriter Portfolio: Interviews by Sci Fi author Mark T.

Mark’s getting famous by leaps and bounds. Desired by eminent publishers and producers. This science fiction book ghostwriter has written over 10 million total words. Fellow ghostwriters of science fiction books, take note. Mark finished up a YA urban fiction and fantasy eight-book series in 2019. And he completed a YA science fiction book project in late 2018. In one and a half months. He’s available now, and resides within our Ghost Writer, Inc. referral team. Hire Mark T. to grind out REAMS of copy at an incredible pace!

Ghostwriter Portfolio 2020 and 2021